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Disclaimers

OBA

{{oba}} is a Trade Name used for dealer business only.

Advantage Bank

The Manulife Bank Advantage Account is offered by {{advisor}} through referral arrangement with their Insurance business {{oba}} and is separate from Manulife Securities Investment Services Inc. product offerings.

Banking

Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada, additional disclosure information will be provided upon referral.

Relationship

Manulife Securities is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a range of protection, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Securities Incorporated, Manulife Securities Investment Services Inc. and Manulife Securities Insurance Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company. Please confirm with your advisor which company you are dealing with for each of your products and services.

Option

This publication contains opinions of the writer and may not reflect opinions of {{advisor}} and {{dealer}} (“Manulife Securities”). The information contained herein was obtained from sources believed to be reliable, but no representation, or warranty, express or implied, is made by the writer or {{advisor}} and {{dealer}} (“Manulife Securities”) or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not have been delivered to you. This publication is not meant to provide legal or account advice. As each situation is different you should consult your own professional Advisors for advice based on your specific circumstances.

Insurance

Insurance products and services are offered through {{oba}}.

Privacy

{{dealer}} is committed to protecting your privacy and the confidentiality of your personal information. A copy of our privacy policy is available upon request.

CIRO

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